FAQ

Lowest Lending Rates!

Yes ! That's right ! We Guarantee the Lowest Lending Rates in the UK.

Challenge us with a better deal and we will match it 100% ! Guaranteed ! !

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Does your company do credit checks?
We do not do any kind of credit check; Applicants are approved based on the fact that they are employed and have a bank account with a cheque guarantee card.

What if I have bad credit, or no credit at all?
That doesn't matter to us. When the bank, credit card company, or finance company says "No" - we say "Yes!"
How much money can I be approved for?
We advance up to £300.
How long do I have before I have to repay the loan?
All of our loans can be out for a maximum of 28 days. See our fees.
What types of fees are involved?
Yes ! That's right ! We Guarantee the Lowest Lending Rates in the UK. Up to 21 Days, we charge 11% and up to 28 days, we charge 12%
How long will it take for you to get the money to me?
As soon as we verify all the information you have provided, we pay the money direct into your bank account - it's that easy!
I don't live in United Kingdom, can I still apply?
We only accept applicants from United Kingdom.
What can I use my payday loan for?
Use your money for whatever purpose you wish. If you have some bills due, something you need to buy, or just want to have some fun! Your loan is for you to use as you wish.

Your bank statements covering the last 2 months
Your last payslip
A recent utility bill or alternative proof of address
Clear copies of both sides of your debit cards (please write all card numbers next to the copy to ensure clarity)
Another proof of signature (i.e. passport, driving licence, or both sides of a credit card)

Can I get an extension to my advance?
Yes, you can extend your advance until the following payday simply by paying the interest-only on the original advance.

PLEASE NOTE: This is a short-term advance and is designed to help ‘Bridge the Gap’ until your next payday up to 28 days away. We are totally flexible and allow you to extend your facility by paying an additional fee. However, should your credit term requirements be for a longer term, then this facility may not be your best option and we would suggest you seek a more appropriate loan facility.